NSDL Enters the Ring, Is CDSL Ready for a New Challenger? ๐ 1. NSDL IPO โ The Latest Update ๐ 2. NSDL vs. CDSL โ Business & Financial Metrics Metric NSDL (FY24โ25) CDSL (FY25) Demat Accounts 3.15 crore 8.3+ crore reddit.com+15livemint.com+15sureshgopalan.in+15unlistedzone.com Revenue โน1,420 Cr โน1,082 Cr PAT โน343 Cr โน526 Cr Profit Margin ~24% ~49% average EPS โน17.15 โน25.20 P/E (IPO vs Listed) ~44ร ~70ร (NSE โน1,779) P/B ~16ร (high) ~16โ22ร ๐ 3. Strengths & Weaknesses ๐ฌ Market Pulse & Reddit Sentiment “Stock has been rising steadily without correction… P/E surpassed two standard deviations of average, overvalued” reddit.com+3reddit.com+3reddit.com+3 “NSDLโs P/E 44ร vs CDSL 65ร โฆ limited upside ahead of listing” sureshgopalan.in+11unlistedzone.com+11altiusinvestech.com+11 ๐ 4. Gujju Traders Verdict โ Value Perspective โ ๏ธ Growth Perspective ๐งฎ 5. What It Means for You ๐ 6. What Should Gujju Traders Clients Do? ๐ Want Our Premium Insight? As a Gujju Traders premium subscriber, you get: ๐ Message us to activate your Premium IPO Toolkit today
HDB Financial Services IPO: Everything Investors Must Know Before July 2 Listing
HDB Financial Services IPO 2025 Price, GMP, Financials, PE Ratio & NBFC Comparison Get complete details of HDB Financial IPO, including GMP, price band, financials, PE ratio, and NBFC comparisons with Bajaj Finance, L&T Finance, and more. Gujju Traders brings the complete analysis. ๐ฅ Trending Now: HDB Financial IPO โ How It Stands Out Among NBFC Giants HDB Financial Services, backed by HDFC Bank, is launching one of the biggest IPOs of 2025. With a price band of โน700โโน740, this โน12,500 crore issue is drawing attention not only for its scale but also for its valuation compared to other NBFC players. ๐ผ HDB Financial Services: Company Overview ๐ IPO Snapshot Detail Information IPO Opening Date June 25, 2025 IPO Closing Date June 27, 2025 Price Band โน700 โ โน740 GMP (Current) โน80 โ โน85 Expected Listing Price โน820 โ โน830 Issue Size โน12,500 Crore Lot Size 20 Shares Tentative Listing Date July 2, 2025 ๐ Past Financial Results of HDB Financial Services Financial Year Revenue (โน Cr) Net Profit (โน Cr) ROE (%) AUM (โน Cr) GNPA (%) FY21 10,123 391 2.4% 60,000+ 3.9% FY22 12,407 1,011 6.2% 75,000+ 3.5% FY23 14,301 1,959 10.3% 90,000+ 2.6% FY24 16,380 2,446 15.3% 1,38,000+ 2.1% ๐ PE Ratio Comparison (Post-IPO Valuation) ๐ฅ HDB vs Other Top NBFC Players NBFC Market Cap (โน Cr) FY24 PAT (โน Cr) PE Ratio ROE (%) GNPA (%) HDB Financial 62,000โ65,000 2,446 ~25.3x 15.3% 2.1% Bajaj Finance 4,60,000+ 15,800+ ~32x 20%+ ~1.0% L&T Finance 42,000+ 2,400 ~16x 13% 2.7% Muthoot Finance 55,000+ 3,150 ~13x 18% 1.5% Sundaram Finance 48,000+ 1,200 ~40x 15% ~2.0% ๐ Insight: HDBโs valuation places it between Bajaj Finance (premium) and L&T Finance (value). It offers a strong mix of growth and quality without overpricing. ๐ GMP & Listing Forecast โ Gujju Traders Verdict โIf you missed investing in Bajaj Finance in its early days, HDB Financial offers a second chance. With its high-growth profile and discounted valuation, this IPO is a golden opportunity for investors looking for quality NBFC exposure.โ ๐งญ Apply or Avoid? Here’s Your Checklist Criteria HDB Financial Verdict Business Fundamentals โ Strong Growth Potential โ High IPO Pricing โ Reasonable PE vs Sector Average โ Balanced Listing Gain Potential โ Positive Long-term Investment Value โ Solid ๐ Internal Linking Suggestions ๐ Final Words by Gujju Traders The HDB Financial IPO brings a rare blend of brand backing, financial stability, and value pricing. Whether youโre looking for listing gains or long-term wealth creation, HDBโs IPO demands a serious look. ๐ฃ Stay tuned with Gujju Traders for daily IPO GMP updates, detailed stock analysis, and exclusive investor insights. Tag Line : Unlisted price โน1,275. IPO price โน740. Your chance to flex โbought at base.